Winning Strategies for Annuity Losses
June 1, 2003Stuck with an annuity worth 50% of your original investment? Surrendering or exchanging a portion of the annuity may help you recoup some of these losses. The stock market bubble of the late 1990s brought with it an unprecedented increase in variable annuity sales. Before 1990, annual variable annuity sales in the United States had never exceeded $10 billion. By the late 1990s, annual sales were well in excess of …
Taxing Requirements For A New Business Owner
June 1, 2003The April issue of Sentinel described the various entities available for new business owners. (See “Organizing A Small Business Is A Big Job.”) Now that your company is up and running, you have important administrative responsibilities. These include keeping track of business income and expenses, collecting and remitting sales tax and withholding and remitting employee payroll taxes. Record-keeping You must keep careful record of all income and expenses your business …
When An Insured Is Injured, Who Pays?
June 1, 2003One day last summer, an exuberant little boy rammed his arm through a glass door. His parents rushed him to the emergency room, where doctors fixed him up good as new. The boy’s family was covered by Oxford Health Plans, a major health maintenance organization in the Northeast, through the father’s employer. Oxford picked up the emergency room tab except for a small co-payment. They all lived happily ever after …
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