How Reproductive Advances Affect Financial Planning

May 20, 2013

Choices about reproduction are among the most personal most of us will ever face. However, assisted reproductive technologies (ARTs) can cause financial complications that are important to discuss with an adviser.

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The Fine Art Of Establishing Value

April 1, 2013

Tax planning is not a glamorous profession. But now and then, you find yourself staring down the wallet of an imaginary Chinese billionaire.

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Gifts That Keep Giving: Charitable Gift Annuities and Remainder Interests

March 8, 2013

Conventional wisdom holds that it is better to give than to receive. While this may be true, some givers may find it best to plan for an option that is a little bit of both.

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Don’t Fear Death – Plan for It

February 4, 2013

We all share the same inevitable fate. We do not know exactly when or how, just the final outcome. While life insurance will not delay your death, it will help leave behind a more secure financial future for your heirs.

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Annuities Amid ‘Financial Repression’

January 2, 2013

In the arsenal of retirement planning tools, annuities are among the most expensive – but that does not necessarily make them the best. Entering into an annuity contract at the wrong time can be costly. A period of “financial repression,” for example, renders annuities ineffective and unattractive. Financial repression describes measures by which a government channels funds to itself as a form of debt reduction. Main characteristics include large government …

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Plan Now for Higher Taxes Ahead

November 8, 2012

Have you considered what you can do to put yourself in the best tax position as the current year ends and the new one begins?

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Managing Employer Stock Positions

October 4, 2012

If your compensation at work includes stock in the company that employs you, you may end up with too much of a seemingly good thing.

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Taking Control Of 401(k) Fees

October 4, 2012

More than 60 million Americans have 401(k) plans. I bet only a few actually know the costs associated with their plans or how those costs can impact their retirements.

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The Economics of Pet Health Insurance

The Economics of Pet Health Insurance August 13, 2012

When it comes to health insurance for your pet, the decision to buy depends on what kind of pet owner you are: economical or emotional.

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Tis Better To Give Than To Receive After All: The Benefits Of CLATs

July 2, 2012

Philanthropy is a worthy end alone, but what if you could increase your charitable giving while at the same time reducing your income, gift and estate taxes and earning a reasonable rate of return to boot? It may sound too good to be true, but it isn’t. A Charitable Lead Annuity Trust (CLAT) brings this dream to reality. In this sort of trust, the donor first contributes assets to the …

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